Meet Our Leaders
In 2019, our founders came together with a vision to build transparent, spam-free credit products and a shared belief in first principles. They built and scaled a full-stack tech that powers a mobile-first credit card with 2+ million users and a credit score management app with 50 million+ users. Meet the leaders behind these breakthrough businesses who are still at it like it's Day1.
An ex-IITian, a serial entrepreneur and a veteran in the consumer credit space with 20+ years of experience. Anurag has deep exposure in Payments,...Consumer Lending & Banking, and Investment Banking. During his 14-year stint at ICICI, he played a pivotal role in the cards, loans, and structured finance verticals. Prior to ICICI, he was working with one of the leading banking tech firms, Sarvatra Technologies, where he was on the Board of Directors. Before FPL Technologies, he co-founded Walnut—personal finance mobile app—where he built a proprietary score and lending model for its credit line product. It was eventually acquired by Capital Float. Anurag is also an active participant in fintech and startup forums and panels. He holds a B.Tech degree in Electrical Engineering from IIT (BHU) and an MBA from IIM Bangalore.
An ex-IITian and seasoned technology & product visionary, Rupesh has been instrumental in launching many pathbreaking products in his 18+ year ...career. Prior to FPL Technologies, Rupesh was associated with ICICI Bank for 15 years, where he headed internet and mobile banking, UPI and wallet businesses. Rupesh is passionate about building and scaling digital products and has extensive experience in digital technologies, payments, and user experience, besides cross-functional areas such as capital raising, M&A and corporate strategy. Rupesh has launched several products, such as iMobile Nxt, UPI OD, Bharat QR, and Pockets Wallet, besides OneScore and OneCard. He holds a B.Tech degree from IIT, Delhi, and an MBA from the Indian School of Business, Hyderabad.
Vibhav holds 20+ years of experience across product management, digital banking, and credit card portfolio management. He was the key force ...behind the launch of FASTag. Vibhav is passionate about consumer lending, credit portfolio management and digital payments. During his 15-year tenure at ICICI Bank, he was heading the payment solutions business. He was instrumental in launching ‘FASTag’ (India’s first Electronic Toll Collection Solution) and ‘Janamitra’ (India's first Smart City Prepaid Transit Card in Ahmedabad). Prior to FPL Technologies, he founded ‘Open Canvas’—a mobile-based transaction platform—to drive interoperable digital payments in key "offline" payment scenarios like mass transit (metros, buses), parking, fuel, government payments, retail payments, etc. He holds a BE in Chemical Engineering from The Maharaja Sayajirao University of Baroda and an MBA from IIM Calcutta.
Devang has 20+ years of experience in the banking and financial services industry. He was instrumental in setting up Experian's Bureau and Analytics business in India.... He held key positions at prestigious banks and organisations, including PwC, ICICI Bank and Experian India, where he demonstrated expertise in risk management, business intelligence, and decision science. At ICICI Bank, he served as the Assistant General Manager, Business Intelligence Unit, wherein he led the analytics practice for multiple business verticals covering liabilities, credit cards, loans, collections, and call centre analytics. Devang is a Chartered Accountant, having completed his Chartered Accountancy degree from the Institute of Chartered Accountants of India.
Hari brings 20+ years of experience in fintech and banking, with a strong focus on operations, risk management, and service delivery. He has held leadership ...roles at top companies, including Head of Operations and Service at PhonePe, where he established merchant operations and service functions. At Citrus Pay, he scaled operations, risk, service, legal, and regulatory functions, supporting 20X growth and building key industry relationships. Hari also played a pivotal role at LazyPay (PayU), overseeing operations, collections, risk, and service. At ICICI Bank, he led a 300-member team that won the prestigious ‘Service Quality Award’ from Visa Inc. for exceptional service in credit card and merchant acquiring operations. He was also a key contributor to the ICICI Bank-First Data Joint Venture and PayU’s acquisition of CitrusPay for USD 130 million. Hari holds a gold medal in MBA-Finance from Bharathidasan Institute of Management.